Crossroads Christian Church, Corona, CA

RSS FEEDS  Subscribe to Blog Search Blog: Recent Posts Got Milk? Class Update 59.9% Will your next car be… Consumer debt is not your friend Archives Select Month July 2010 June 2010 May 2010 March 2010 February 2010 December 2009 November 2009 October 2009 DF3's Twitter Feed "Deliver yourself like a gazelle from the hunter’s hand And like a bird from the hand of the fowler." http://read.ly/Prov6.5.NASB 2010-03-02 The CARD Act Aftermath: What's Next: http://bit.ly/bmpm1d via @addthis 2010-03-01 Ooooh…Aaaah… http://shar.es/maPOV via @sharethis 2010-02-21 @ Disney for daughters birthday. Got my envelope of $100. We'll see how far it takes us. We might end the day a little hungry:) 2010-02-18 More updates... What others are saying View All

Pages: ◄ 1 2 3 ► Confession Mama’s Plan Posted February 24th, 2010 by Amanda No Comments |  Make a plan and stick to it!  How Financial Peace has changed the Murray house~ http://www.confessionmama.blogspot.com/ Tweet This Post |  Subscribe to Blog |  Email a Friend Financial Peace Success Posted February 21st, 2010 by Amanda 2 Comments |  Financial Peace Success So far the classes combined have… Savings $323,384.00 Debt Reduced $ 33,683.00 Debt Avoided$ 156,519.00     Tweet This Post |  Subscribe to Blog |  Email a Friend Ooooh…Aaaah… Posted February 21st, 2010 by Blake 4 Comments |  Anyone have one of these?  That high school ring that meant so much to you back in high school.  For the boys, this was to be worn by all of your girlfriends (assuming you would get one) and for the girls, this was irrefutable proof that he was your man (boy). Did anyone wear these all the way through high school? Did anyone wear these to college?  Do any of you wear them now?  If you’re like me, the answer is “no!”  This piece of $300 bling has sat in a box since 1995 when I stopped wearing it. I have a couple of options here… A)  Let it continue to sit in a box B)  Wear it… (not going to happen) C)  Save it for my kids (this is a tough one for all of you pack rats) D)  Turn gold into cash and slap that cash on my debt snowball  That’s right – the answer for me is “D” Tweet This Post |  Subscribe to Blog |  Email a Friend Receive & Run! Posted February 18th, 2010 by Blake 3 Comments |  It’s that time again when some will pay and some will receive – that’s right, it’s tax season! You can always tell the people that are receiving a refund; they walk with a slight spring in their step as they make their way to the bank to deposit the check.  All the while those who owe are reluctantly going to the post office to file their extensions – willing to pay the interest and fees to save up for the tax bill. For those of us who are dumping debt with gazelle intensity, refunds can be very tempting.  You’re tired, worn out and looking for a break as you have been running hard to gain distance between you and the cheetah.  You think about that vacation you could take, the hobby you could invest in or the electronics you could purchase.  Don’t give into the temptation – don’t stop running!  Take that refund and add it to your debt snowball.  Take the opportunity to gain more distance between you and those that are willing to do anything to sabotage your sprint towards financial peace. Tweet This Post |  Subscribe to Blog |  Email a Friend Dave Ramsey’s Pickup Lines 2010 Posted February 12th, 2010 by Amanda No Comments |  Dave Ramsey Pickup Lines 2010 You know ‘em, and you love ‘em (well, you know ‘em, anyway). Here is a fresh crop of Dave Ramsey pickup lines for Valentine’s Day. Use at your own risk! Is your credit score bad? Because you look like a 10 to me! I’m thinking of renaming the “fun money” category in my budget. What’s your name? Who needs Dave Ramsey? For me, the Fox show is right here! Glad I’ve got health insurance. I need to see a doctor now that you’ve made my knees weak. I won’t ask to borrow your phone number, since borrowing is stupid. Will you just give it to me instead? My dating life is in a recession. Will you bail me out? If I had a dollar for every time I thought about you, I’d be in a higher tax bracket. I want to start my baby emergency fund. First thing I need is you, baby. The ladies here would agree … I’ve taken the place of the paid-off mortgage as the status symbol of choice. Tweet This Post |  Subscribe to Blog |  Email a Friend My Plasectomy Posted February 11th, 2010 by Blake 2 Comments |  My wife and I have struggled with this “issue” for some time.  We listened to the DR (Dave Ramsey) and he told us about a noninvasive procedure that would change our lives forever – a Plasectomy.  With much research, family discussion and prayer we decided to go through with the procedure. My pulse raced with each cut of the scissors.  What was being cut would never be able to be put back together.  I’ve got to admit it was painful at first, but now I feel better than ever.  Make the right decision for you and your family – get a Plasectomy. photo by: Shannen Norman Tweet This Post |  Subscribe to Blog |  Email a Friend My Precious Posted February 9th, 2010 by Blake 5 Comments |  For me, the Costco American Express is the ultimate credit card.  It gives me 2% cash back on all purchases, while my Executive Costco Membership gives me 2% cash back on all Costco purchases – that’s a combined 4% savings: a.k.a the 1,2 punch!  Since Costco is my modern day Toys R Us, you can see how this card assisted me in being prudent while buying things I didn’t need, at a savings of  4%:) In an effort to get Gazelle intense, my Costco American Express is going to meet its demise tonight.  As Dave Ramsey has said and I paraphrase – reward points don’t make you wealthy.  Using credit cards for the purposes of receiving rewards is Russian roulette – eventually there will be an emergency and instead of paying off your credit card at the end of the month, the charge will be financed over time placing you in debt and forcing you to pay finance charges. Join me in getting out your scissors and cutting up your precious credit cards with all of their sexy rewards. Tweet This Post |  Subscribe to Blog |  Email a Friend Transparency Posted February 8th, 2010 by Amanda 2 Comments |  So, I knew this day would come total complete transparency.  I haven’t completely wanted to share the crazy things I have done to save money and make a few extra bucks. But, it’s important to know how gazelle intense we are! You can do this! Pray, pray for wisdom. Pray for God to open doors. Use your natural gifts and talents. Pray, pray and pray some more. “When life gets to hard to stand, kneel!” Bought storage units and sold them at garage sale (a lot of work) Turned the heat down Turned the air up Sold ALL kinds of stuff on ebay (everything from collections to clothes) I do my hair at home now. It’s brown and NOT blonde for now. I haven’t had a hair cut in almost a year. Give yourself a pedicure. Only get one on my birthday and when I pay a card off! Turned off our home phone. Took my high end clothes and bags to consignment stores Held many garage sales Only go to the movies 3 or 4 times a year Learned to cook food my family actually likes Took on some side administration work Started a side business with VERY little start up costs Cut our own grass Did water the grass as much-we’re conserving right?! Sold books Took my vacation time and worked at a trade show for a family members business. Take our lunches Cancelled the gym membership Pared down our cell phone usage Sold jewelry We moved into a cheaper-much cheaper place to live (until God blessed us with our house) My husband did some side work for a cabinet company when they were busy. Recycled plastic bottles Raided the piggy banks and make an extra payment on a credit card! Took tax return money to pay off debt Done some pet sitting Sold DVD’s and CD’s Make coffee at home Go on coffee dates rather than dinner dates Raised our insurance deductable Wash my car at home   What have you done? Tweet This Post |  Subscribe to Blog |  Email a Friend Begin your journey to financial peace… Posted February 2nd, 2010 by Amanda No Comments |  Begin your journey to financial peace.  The seven baby steps for Financial Peace. 1-    $1,000 in an emergency fund 2-    Pay off all debt with the debt snowball 3-    3-6 months of expenses in savings 4-    Invest 15% of income for retirement 5-    College funding 6-    Pay off your home early 7-    Build wealth and give!! These are not my brain child to learn more go to: http://beta.daveramsey.com/new_to_dave/display.babySteps/ Tweet This Post |  Subscribe to Blog |  Email a Friend Calling Capital One Posted December 21st, 2009 by Amanda 1 Comment |  Calling Capital One today…to close my account! Took 6 months to pay it off! Merry Christmas! Tweet This Post |  Subscribe to Blog |  Email a Friend Pages: ◄ 1 2 3 ►